Pet Insurance Review. 

Pet Insurance Buyer's Guide - Everything a Dog and Cat Parent Needs to Know About Buying Pet Insurance.

MY BIO INSERT

Hello, "I finally discovered, that man's whole purpose in life, is not to do the right things in life or to be good, to animals or to be successful or famous. Our entire purpose in life, is to express divinity through everyone and everything on our planet.
 How we do that, is by transforming ourselves completely, from an old state of existence to a new state and when we start removing those limitations. It is only, then, that the intelligence which  gives us all life, namely, God, begins to express itself unbridled through us.
For more information about my writing, please click HERE


HERE ARE SOME VIDEOS IF YOU VIEW THEM, KINDLY CLICK ON THE
SILHOUETTE OF "THE TYPING MAN" TO SUBSCRIBE TO MY CHANNEL.
GOOGLE REQUIRES VIDEO MAKERS TO HAVE A MINIMUM OF 1000 SUBSCRIBERS. IT IS FREE, BUT IT WILL MEAN A LOT TO ME.
THANK YOU, ANDRE'

 

                        

The worst nightmare for a pet parent is to find out from the Vet that your child needs a medical procedure that is going to cost thousands of dollars that you don’t have. Being a pet parent you are going to figure out a way to save your pet no matter what it cost and what financial hardship it brings to your family for years to come while you pay for it… this is what we pet parents do!

Believe it or not, pet insurance is the most claimed for the type of insurance.

There are so many pet insurance companies out there and this made it hard for me at first to do a good evaluation. Every pet policy concentrates on one or more aspects of a policy and seldom covers the entire field. So, I had to come up with an evaluation formula which condenses all of the important stuff and highlighting only the most outstanding policy aspects. I have covered all aspects of a pet insurance policy under 10 bullet points, so, here they are:

1. What does the average policy cover?

I.E. Illnesses and conditions.

2. How much will you pay per year?

What your annual premium will be.

3. What is deductible?

I.E. How much will you have to pay, before the policy starts paying?

4. Do you have a Co-Pay?

This is a separate amount which is in addition to the deductible amount.

5. What is excluded?

I.E. What breed is it, what about pre-existing conditions, your pet's age, what is not covered by the policy?

6. Are there annual caps on coverage?

Caps are the upper limit a policy will pay for an accident, condition or disease.

7. What are the limits of the policy?

Most animal policies have upper limits above which they will not pay.

8. How do you get reimbursed, and how long will it typically take?

Unlike insurance for people, animal insurance companies prefer you to pay the vet services first.

9. Are there renewal rate increases?

Pet insurance policies are allowed to increase annual amounts.

10. What is the reputation of the company?

It pays to check carefully the reputation with regards to the past and current policyholders.

An issue I ran into, with this review, is that one company can get stellar rankings for most of the questions but a low ranking in one aspect yet they still end up with high rankings. To help  with these aspects I have looked at several books on the subject  and have found this book by Michael J Considine Jr. called: Pet Insurance Buyer's Guide to be outstanding and informative

GET IT HERE